help with parenting costs

how we can help with the costs of caring for tamariki

Bringing up children can be expensive! But you may be able to get help to pay for childcare, healthcare and the things your child needs for school.

childcare

If you’re under 20 and a parent, or the main carer for a child under 5, you may be able to get the Guaranteed Childcare Assistance Payment (GCAP) to help with the cost of childcare.

Find details of the payment, including how to apply, at the Work and Income website.

work and income: guaranteed childcare assistance payment

healthcare

Most children under 14 in New Zealand can get free healthcare. This includes:

  • a midwife for six weeks after your child is born
  • doctor or nurse appointments
  • Well Child Tamariki Ora health checks
  • dentist appointments
  • emergency care in a public hospital.

The Ministry of Health website contains more information about what free healthcare your child can get.

ministry of health: health services for your child

pregnancy costs

If you’re 18 or over and you can’t work because of your pregnancy, you may be able to get Jobseeker Support to help with your costs until you can get back to work.

work and income: jobseeker support

baby costs

If you have a low income or you’re on a benefit, we may be able to help you pay for things for your baby, like car seats, cots and prams.

If you’re on a benefit

You may be able to get an Advance Payment of Benefit. You’ll have to pay this money back.

work and income: advance payment of benefit

If you're not on a benefit

You may be able to get a Recoverable Assistance Payment. You’ll have to pay this money back.

work and income: recoverable assistance payment

Breast pump

If you can’t breastfeed because of an illness or disability, you may be able to get a Special Needs Grant to pay for a breast pump. You won’t usually have to pay this back.

work and income: special needs grant

school costs

If you have a low income or you’re on a benefit, we may be able to help with some common school costs, like stationery, uniforms or school trips.

If you’re on a benefit

You may be able to get an Advance Payment of Benefit. You’ll have to pay this money back.

work and income: advance payment of benefit

If you're not on a benefit

You may be able to get a Recoverable Assistance Payment. You’ll have to pay this money back.

work and income: recoverable assistance payment

help with costs while you study

If you're bringing up a child on your own and you want to study, you might be eligible for the Training Incentive Allowance. You’ll still get your benefit and other entitlements, but TIA is a top-up to make things easier for you while you’re getting a qualification – and you don’t have to pay it back! 

find out more about the training incentive allowance.

caring for someone else's child

If you’re 18 or over and you’re the main carer for someone else’s child, you may be able to get a payment to help cover your costs.

If you’re supporting a child whose parents have died, can’t be found, or can’t look after them because of illness, you may be able to get an Orphan’s Benefit.

work and income: orphan's benefit

If you’re looking after a child whose parents can’t care for them because of a family breakdown, you may be able to get an Unsupported Child’s Benefit.

work and income: unsupported child's benefit